What is fcti iso

FCTI, Inc. is a nationwide ATM solutions provider specializing in advanced ATM placements and operations for financial institutions and site owners. Our patented MBA technology, network partnerships, and leading software developments offer banks, credit unions, and businesses real marketing, distribution, and revenue-generating opportunities through the ATM channel.

FCTI provides custom turnkey ATM programs to best fit business goals by utilizing the right combination of hardware, software, and services. Our solutions are specially designed to provide financial institutions and site owners with the tools they need to increase distribution, align marketing efforts, and increase brand and product awareness while growing foot traffic and in-store sales.

Founded in 1993, FCTI strives to provide enhanced support, operational redundancy, and parts / supply access with multiple operational centers throughout the United States. FCTI is a subsidiary of Seven Bank, LTD. (TYO: 8410) with over $ 8B in assets. Together, Seven Bank and FCTI manage over 30,000 ATMs worldwide.

Advanced Turnkey ATM Solutions

Designed to Grow Your Brand and Revenue

  • Proven experience growing transaction volumes and revenue at retail ATMs
  • Specialized in broadening distribution for banks and credit unions at leading retailers
  • Preferred partner of top financial institutions and surcharge-free networks
  • Providing innovative omni-channel marketing and message integration through patented and proprietary ATM software



As CEO of FCTI, Mr. Gugsa has the overall responsibility for planning, leading and implementing FCTI’s long and short term strategic direction. As such, he oversees all company operations - encouraging an emphasis on customer relationships and technological development.

Mr. Gugsa has extensive experience in transaction payment processing, ATM manufacturing, and building partnerships with major financial institutions. Prior to FCTI, he co-founded and was CTO at Select-A-Branch Network (SAB). He was instrumental in developing SAB’s intellectual property and patent. SAB was acquired by FCTI in 2013. Mr. Gugsa holds a MIS from Steven Institute of Technology and a BS from NYU Tandon School of Engineering.



General Counsel

Mr. Lam has over 15 years of experience in corporate and intellectual property law. Throughout his career, he has worked with a variety of companies including Telmate LLC, Poly Plant Project, Inc., and Osmetech Molecular Diagnostics. Mr. Lam has a Juris Doctorate, Intellectual Property from University of San Francisco School of Law as well as a BS, Biology from University of California San Diego.



Director of Marketing

An inquisitive marketing professional with over a decade of experience in financial, technology, and consumer-focused industries, Ms. Hellmann specializes in brand development, content strategy, digital marketing, and design. As Director of Marketing for FCTI, she is responsible for implementing innovative brand development strategies with a focus on educating the market about the benefits of products and services provided by the company.

Prior to FCTI, Ms. Hellmann provided marketing and brand development for financial services businesses and organizations including The National ATM Council, Inc., Cardtronics, and Welch ATM as well as consumer-facing brands such as Bil-Jac Dog Food, Homestead Furniture, and Benjamin Franklin Plumbing.